/* ==========================================================================
   Quanfinex — Caribbean-light fintech. Design profile `base` (design.md).
   Tokens: bg #FBFBFD · surface #FFFFFF · navy #0F2D52 · accent #C8102E
   ========================================================================== */

@font-face {
  font-family: 'Urbanist';
  src: url('../fonts/display-700.woff2') format('woff2');
  font-weight: 700;
  font-style: normal;
  font-display: swap;
}
@font-face {
  font-family: 'Urbanist';
  src: url('../fonts/display-800.woff2') format('woff2');
  font-weight: 800;
  font-style: normal;
  font-display: swap;
}

:root {
  --bg: #FBFBFD;
  --surface: #FFFFFF;
  --surface-2: #F1F3F9;
  --border: #E1E5F0;
  --ink: #101828;
  --muted: #5B6474;
  --navy: #0F2D52;
  --navy-2: #1E4473;
  --sea: #3EC1D3;
  --sea-deep: #1795A8;
  --sea-tint: #E7F7FA;
  --accent: #C8102E;
  --accent-hover: #A50D26;
  --accent-tint: #FBF0F2;
  --ok: #178A5B;
  --ok-tint: #E8F5EE;

  --font-body: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  --font-display: 'Urbanist', -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;

  --radius-sm: 10px;
  --radius: 16px;
  --radius-lg: 22px;

  --shadow-sm: 0 1px 2px rgba(15, 45, 82, .07), 0 2px 8px rgba(15, 45, 82, .05);
  --shadow-md: 0 1px 2px rgba(15, 45, 82, .06), 0 8px 24px rgba(15, 45, 82, .09);
  --shadow-lg: 0 2px 6px rgba(15, 45, 82, .08), 0 18px 44px rgba(15, 45, 82, .16);

  --container: 1200px;
  --header-h: 74px;
}

/* ---------- base ---------- */

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.6;
  color: var(--ink);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
}

img, svg, iframe, video, canvas { max-width: 100%; }

h1, h2, h3, h4 {
  font-family: var(--font-display);
  color: var(--navy);
  line-height: 1.18;
  margin: 0 0 .5em;
  font-weight: 800;
  letter-spacing: -.01em;
}
h1 { font-size: clamp(1.9rem, 4.2vw, 3.05rem); }
h2 { font-size: clamp(1.45rem, 2.6vw, 2.05rem); }
h3 { font-size: 1.15rem; font-weight: 700; }
p { margin: 0 0 1em; }
a { color: var(--accent); text-decoration: none; }
a:hover { color: var(--accent-hover); }

ul, ol { margin: 0 0 1em; padding-left: 1.2em; }
li { margin-bottom: .45em; }

.container {
  width: 100%;
  max-width: var(--container);
  margin-inline: auto;
  padding-inline: clamp(16px, 4vw, 40px);
}

.section { padding: clamp(48px, 7vw, 84px) 0; }
.section--tint { background: var(--surface-2); }
.section--sea { background: linear-gradient(180deg, #FFFFFF 0%, var(--sea-tint) 30%, var(--sea-tint) 70%, #FFFFFF 100%); }

.section-head { max-width: 760px; margin-bottom: clamp(24px, 4vw, 44px); }
.section-head p { color: var(--muted); font-size: 1.02rem; }

main { display: block; }

.skip-link {
  position: absolute;
  left: 12px;
  top: -60px;
  z-index: 200;
  background: var(--navy);
  color: #fff;
  padding: 10px 18px;
  border-radius: 0 0 var(--radius-sm) var(--radius-sm);
  transition: top .15s ease;
}
.skip-link:focus { top: 0; color: #fff; }

:focus-visible { outline: 3px solid rgba(62, 193, 211, .9); outline-offset: 2px; }

.icon { width: 24px; height: 24px; flex: none; }
.icon--xs { width: 16px; height: 16px; }
.icon--lg { width: 26px; height: 26px; }

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-display);
  font-size: .78rem;
  font-weight: 700;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--accent);
  margin: 0 0 14px;
}
.eyebrow::before {
  content: "";
  width: 22px;
  height: 2px;
  background: var(--accent);
  border-radius: 2px;
}

/* ---------- buttons ---------- */

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: .95rem;
  line-height: 1;
  padding: 14px 24px;
  border-radius: 999px;
  border: 2px solid transparent;
  cursor: pointer;
  white-space: nowrap;
  transition: background .18s ease, color .18s ease, box-shadow .18s ease, transform .18s ease;
}
.btn-primary {
  background: var(--accent);
  color: #fff;
  box-shadow: var(--shadow-sm);
}
.btn-primary:hover, .btn-primary:focus-visible {
  background: var(--accent-hover);
  color: #fff;
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}
.btn-primary:active { transform: translateY(0); }
.btn-secondary {
  background: transparent;
  color: var(--navy);
  border-color: var(--navy);
}
.btn-secondary:hover, .btn-secondary:focus-visible {
  background: var(--navy);
  color: #fff;
  transform: translateY(-2px);
}
.btn-block { width: 100%; }

/* ---------- header ---------- */

.site-header {
  position: sticky;
  top: 0;
  z-index: 120;
  background: rgba(255, 255, 255, .92);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--border);
  transition: box-shadow .2s ease;
}
.site-header.is-scrolled { box-shadow: var(--shadow-md); }

.header-inner {
  display: flex;
  align-items: center;
  gap: 22px;
  min-height: var(--header-h);
}

.logo { display: inline-flex; align-items: center; gap: 10px; }
.logo__mark { width: 38px; height: 38px; }
.logo__word {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 1.32rem;
  color: var(--navy);
  letter-spacing: -.01em;
}

.main-nav { margin-left: auto; }
.main-nav__list { display: flex; gap: 4px; list-style: none; margin: 0; padding: 0; }
.main-nav__item { position: relative; }

.main-nav__trigger {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: .92rem;
  color: var(--navy);
  background: none;
  border: 0;
  padding: 10px 12px;
  border-radius: var(--radius-sm);
  cursor: pointer;
  transition: background .15s ease;
}
.main-nav__trigger:hover, .main-nav__trigger:focus-visible { background: var(--surface-2); }
.main-nav__trigger[aria-expanded="true"] { background: var(--surface-2); }
.nav-caret { transition: transform .16s ease; }
.main-nav__trigger[aria-expanded="true"] .nav-caret { transform: rotate(180deg); }

.dropdown {
  position: absolute;
  top: calc(100% + 0px);
  left: 0;
  min-width: 250px;
  max-width: 320px;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 14px;
  box-shadow: var(--shadow-md);
  padding: 8px;
  opacity: 0;
  transform: translateY(4px);
  visibility: hidden;
  transition: opacity .16s ease, transform .16s ease, visibility .16s;
  z-index: 130;
}
.dropdown::before {
  content: "";
  position: absolute;
  top: -5px;
  left: 26px;
  width: 10px;
  height: 10px;
  background: var(--surface);
  border-left: 1px solid var(--border);
  border-top: 1px solid var(--border);
  transform: rotate(45deg);
}
.dropdown.is-open { opacity: 1; transform: translateY(0); visibility: visible; }
.dropdown--right { left: auto; right: 0; }
.dropdown--right::before { left: auto; right: 26px; }

.dropdown__list { list-style: none; margin: 0; padding: 0; max-height: 60vh; overflow-y: auto; }
.dropdown__link {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 8px;
  padding: 10px 12px;
  border-radius: 9px;
  color: var(--ink);
  font-size: .92rem;
  transition: background .14s ease, color .14s ease;
}
.dropdown__link:hover, .dropdown__link:focus-visible { background: var(--accent-tint); color: var(--navy); }
.dropdown__link.is-active { background: var(--sea-tint); color: var(--navy); font-weight: 700; }
.dropdown__go { opacity: 0; transition: opacity .14s ease; color: var(--accent); }
.dropdown__link:hover .dropdown__go { opacity: 1; }

.header-cta { padding: 12px 20px; }

.nav-toggle {
  display: none;
  background: none;
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  padding: 8px;
  cursor: pointer;
  color: var(--navy);
}
.nav-toggle__close { display: none; }
.nav-toggle[aria-expanded="true"] .nav-toggle__open { display: none; }
.nav-toggle[aria-expanded="true"] .nav-toggle__close { display: inline-flex; }

.mobile-nav {
  display: none;
  border-top: 1px solid var(--border);
  background: var(--surface);
  padding: 12px clamp(16px, 4vw, 40px) 20px;
}
.mobile-nav__group { border-bottom: 1px solid var(--border); }
.mobile-nav__group summary {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 13px 4px;
  font-family: var(--font-display);
  font-weight: 700;
  color: var(--navy);
  cursor: pointer;
  list-style: none;
}
.mobile-nav__group summary::-webkit-details-marker { display: none; }
.mobile-nav__group summary:hover { color: var(--accent); }
.mobile-nav__group ul { list-style: none; margin: 0 0 10px; padding: 0 4px; }
.mobile-nav__group a {
  display: block;
  padding: 9px 10px;
  border-radius: 8px;
  color: var(--muted);
}
.mobile-nav__group a:hover, .mobile-nav__group a[aria-current="page"] { background: var(--surface-2); color: var(--navy); }
.mobile-nav .btn { margin-top: 14px; }

/* ---------- breadcrumbs ---------- */

.breadcrumbs { padding: 14px 0 0; font-size: .88rem; }
.breadcrumbs .container { display: flex; flex-wrap: wrap; align-items: center; gap: 8px; }
.breadcrumbs a { color: var(--muted); }
.breadcrumbs a:hover { color: var(--accent); }
.breadcrumbs span { color: var(--navy); font-weight: 600; }

/* ---------- hero (home) — diagonal composition ---------- */

.hero {
  position: relative;
  overflow: clip;
  background:
    radial-gradient(900px 480px at 88% -10%, rgba(62, 193, 211, .30), transparent 62%),
    radial-gradient(700px 420px at -8% 108%, rgba(62, 193, 211, .16), transparent 60%),
    linear-gradient(118deg, #FFFFFF 0%, #F2FBFC 34%, #E9F6F9 62%, #FDF3F4 100%);
}
.hero__grid {
  position: absolute;
  inset: -40px -40px 0;
  background-image:
    linear-gradient(rgba(15, 45, 82, .05) 1px, transparent 1px),
    linear-gradient(90deg, rgba(15, 45, 82, .05) 1px, transparent 1px);
  background-size: 54px 54px;
  transform: skewY(-3.5deg);
  will-change: transform;
}
.hero__grid::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(251, 251, 253, .1) 0%, rgba(251, 251, 253, .88) 88%);
}

.hero__inner {
  position: relative;
  display: grid;
  grid-template-columns: repeat(12, 1fr);
  gap: 26px;
  align-items: start;
  padding-top: clamp(40px, 6vw, 72px);
  padding-bottom: clamp(46px, 6vw, 88px);
}

.hero__copy { grid-column: 1 / 8; padding-top: clamp(4px, 2vw, 26px); }
.hero__lead { color: var(--muted); font-size: 1.05rem; max-width: 34em; }

.hero__form { grid-column: 8 / 13; margin-top: clamp(30px, 5.5vw, 96px); }

.hero__chart {
  position: absolute;
  left: 47%;
  bottom: 8px;
  width: min(46%, 560px);
  transform: translateX(-58%) rotate(-4deg);
  pointer-events: none;
  z-index: 1;
}
.hero__chart svg { display: block; width: 100%; height: auto; }

.hero__meta { margin: 22px 0 8px; }

.flags { display: flex; flex-wrap: wrap; align-items: center; gap: 10px; font-size: .92rem; color: var(--muted); }
.flags__caption { font-weight: 600; color: var(--navy); }
.flag {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 999px;
  padding: 4px 12px 4px 5px;
  box-shadow: var(--shadow-sm);
  color: var(--ink);
  font-weight: 600;
  font-size: .86rem;
}
.flag svg { width: 26px; height: 17px; border-radius: 3px; display: block; }

.hero__badges { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 18px; }

.icon-link {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 9px 16px 9px 10px;
  color: var(--navy);
  font-weight: 700;
  font-size: .92rem;
  box-shadow: var(--shadow-sm);
  transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease;
}
.icon-link:hover {
  color: var(--navy);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
  border-color: var(--sea);
}

.icon-badge {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 46px;
  height: 46px;
  flex: none;
  background: var(--accent-tint);
  color: var(--accent);
  border-radius: 13px;
}
.icon-badge--navy { background: #E6EDF7; color: var(--navy); }
.icon-badge--sea { background: var(--sea-tint); color: var(--sea-deep); }

/* ---------- inner page hero (heading + form split) ---------- */

.page-hero {
  position: relative;
  overflow: clip;
  background:
    radial-gradient(760px 380px at 96% -18%, rgba(62, 193, 211, .26), transparent 60%),
    linear-gradient(118deg, #FFFFFF 0%, #F0FAFB 46%, #FBF0F2 100%);
  border-bottom: 1px solid var(--border);
}
.page-hero__grid {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(15, 45, 82, .045) 1px, transparent 1px),
    linear-gradient(90deg, rgba(15, 45, 82, .045) 1px, transparent 1px);
  background-size: 54px 54px;
  mask-image: linear-gradient(180deg, rgba(0, 0, 0, .8), transparent 92%);
}
.page-hero__inner {
  position: relative;
  display: grid;
  grid-template-columns: 1.15fr .95fr;
  gap: clamp(24px, 4vw, 56px);
  align-items: center;
  padding-top: clamp(36px, 5vw, 64px);
  padding-bottom: clamp(36px, 5vw, 64px);
}
.page-hero__copy p { color: var(--muted); font-size: 1.03rem; max-width: 36em; }
.page-hero__chart { color: var(--sea-deep); margin-top: 16px; }
.page-hero__chart svg { width: 190px; height: 58px; display: block; }
.page-hero--plain { background: linear-gradient(118deg, #FFFFFF 0%, #F0FAFB 55%, #FBF0F2 100%); }

/* ---------- form block (formFactory wrapper) ---------- */

.form-block {
  position: relative;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  padding: clamp(20px, 3vw, 30px);
}
.form-block__heading { font-size: 1.18rem; margin-bottom: 6px; }
.form-block__intro { color: var(--muted); font-size: .95rem; margin-bottom: 12px; }
.form-block__card { margin-top: 10px; }

.form-legal { font-size: .8rem; color: var(--muted); margin: 12px 0 4px; }
.form-legal a { text-decoration: underline; }
.form-manager {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: .88rem;
  font-weight: 600;
  color: var(--navy);
  background: var(--sea-tint);
  border-radius: var(--radius-sm);
  padding: 8px 12px;
  margin: 10px 0 0;
}

/* injected formFactory fields */
.form-block .beacon-form { display: block; }
.form-block .beacon-form__label,
.form-block .beacon-form label {
  display: block;
  font-size: .86rem;
  font-weight: 600;
  color: var(--navy);
  margin: 0 0 5px;
}
.form-block .beacon-form__input,
.form-block .beacon-form input[type="text"],
.form-block .beacon-form input[type="email"],
.form-block .beacon-form input[type="tel"],
.form-block .beacon-form input[type="password"],
.form-block .beacon-form input:not([type]) {
  width: 100%;
  font-family: var(--font-body);
  font-size: .96rem;
  color: var(--ink);
  background: var(--bg);
  border: 1.5px solid var(--border);
  border-radius: var(--radius-sm);
  padding: 11px 14px;
  margin: 0 0 12px;
  transition: border-color .15s ease, box-shadow .15s ease;
}
.form-block .beacon-form input:focus {
  outline: none;
  border-color: var(--sea-deep);
  box-shadow: 0 0 0 3px rgba(62, 193, 211, .25);
  background: var(--surface);
}
.form-block .beacon-form__submit,
.form-block .beacon-form button[type="submit"],
.form-block .beacon-form button:not([type]) {
  width: 100%;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 1rem;
  color: #fff;
  background: var(--accent);
  border: 0;
  border-radius: 999px;
  padding: 14px 20px;
  cursor: pointer;
  box-shadow: var(--shadow-sm);
  transition: background .18s ease, transform .18s ease, box-shadow .18s ease;
  white-space: nowrap;
}
.form-block .beacon-form button[type="submit"]:hover {
  background: var(--accent-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

/* ---------- exchange chips ---------- */

.exchange-strip { padding: 26px 0 8px; }
.exchange-strip__row {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 12px;
}
.exchange-chip {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-family: var(--font-display);
  font-weight: 700;
  letter-spacing: .06em;
  font-size: .92rem;
  color: var(--navy);
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 999px;
  padding: 10px 22px;
  box-shadow: var(--shadow-sm);
  transition: transform .18s ease, box-shadow .18s ease;
}
.exchange-chip:hover { transform: translateY(-2px); box-shadow: var(--shadow-md); }
.exchange-chip__dot {
  width: 9px;
  height: 9px;
  border-radius: 50%;
  background: var(--sea);
  box-shadow: 0 0 0 3px rgba(62, 193, 211, .22);
}
.exchange-chip:nth-child(even) .exchange-chip__dot { background: var(--accent); box-shadow: 0 0 0 3px rgba(200, 16, 46, .16); }
.exchange-strip__note {
  text-align: center;
  color: var(--muted);
  font-size: .88rem;
  max-width: 46em;
  margin: 16px auto 0;
}

/* ---------- calculator ---------- */

.calc-section { position: relative; }
.calc-shell {
  position: relative;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  padding: clamp(18px, 3.4vw, 40px);
}
.calc-lead { color: var(--muted); max-width: 46em; }

/* ---------- steps ---------- */

.steps-wrap { position: relative; }
.steps-wrap::before {
  content: "";
  position: absolute;
  top: -10px;
  right: 2%;
  width: 260px;
  height: 300px;
  background-image: radial-gradient(circle at 18% 82%, rgba(62, 193, 211, .5) 0 4px, transparent 5px),
    radial-gradient(circle at 38% 62%, rgba(62, 193, 211, .38) 0 3.4px, transparent 4.4px),
    radial-gradient(circle at 58% 44%, rgba(62, 193, 211, .32) 0 3px, transparent 4px),
    radial-gradient(circle at 76% 26%, rgba(200, 16, 46, .30) 0 3.6px, transparent 4.6px),
    radial-gradient(circle at 92% 10%, rgba(200, 16, 46, .4) 0 4.4px, transparent 5.4px);
  filter: blur(.2px);
  pointer-events: none;
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
}
.step-card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow-sm);
  padding: 22px 20px;
  transition: transform .18s ease, box-shadow .18s ease;
}
.step-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
.step-card__num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 34px;
  height: 34px;
  border-radius: 50%;
  background: var(--accent);
  color: #fff;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: .95rem;
  margin-bottom: 12px;
}
.step-card h3 { margin-bottom: 6px; }
.step-card p { color: var(--muted); font-size: .93rem; margin: 0; }

/* ---------- comparison table ---------- */

.compare-wrap { overflow-x: auto; border-radius: var(--radius-lg); }
.compare {
  width: 100%;
  border-collapse: separate;
  border-spacing: 0;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  min-width: 640px;
}
.compare th, .compare td { padding: 14px 18px; text-align: left; border-bottom: 1px solid var(--border); }
.compare thead th {
  font-family: var(--font-display);
  color: #fff;
  background: var(--navy);
  font-size: .95rem;
}
.compare thead th:nth-child(2) { background: var(--accent); }
.compare tbody tr:last-child td { border-bottom: 0; }
.compare td:first-child { font-weight: 600; color: var(--navy); width: 46%; }
.compare td { color: var(--muted); }
.mark { display: inline-flex; align-items: center; justify-content: center; width: 26px; height: 26px; border-radius: 50%; }
.mark--ok { background: var(--ok-tint); color: var(--ok); }
.mark--no { background: var(--accent-tint); color: var(--accent); }

.risks-num, .num-chip {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 30px;
  height: 30px;
  margin-right: 12px;
  border-radius: 50%;
  background: var(--accent);
  color: #fff;
  font-size: .9rem;
  vertical-align: middle;
  transform: translateY(-2px);
}
.num-chip--year {
  width: auto;
  height: auto;
  padding: 4px 14px;
  border-radius: 999px;
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 1.05rem;
  letter-spacing: .03em;
  background: var(--navy);
  transform: none;
  margin: 0 0 10px;
}

/* ---------- tables (generic) ---------- */

.table-wrap {
  overflow-x: auto;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow-sm);
  background: var(--surface);
}
.table-wrap table { width: 100%; border-collapse: collapse; min-width: 560px; }
.table-wrap th, .table-wrap td { padding: 12px 16px; text-align: left; font-size: .93rem; border-bottom: 1px solid var(--border); }
.table-wrap thead th {
  background: var(--surface-2);
  color: var(--navy);
  font-family: var(--font-display);
  font-size: .88rem;
}
.table-wrap tbody tr:nth-child(even) { background: #F8FAFD; }
.table-wrap tbody tr:last-child td { border-bottom: 0; }
.table-wrap td p { margin: 0; color: var(--muted); font-size: .88rem; }

/* ---------- security cards ---------- */

.security-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}
.security-card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow-sm);
  padding: 22px;
  transition: transform .18s ease, box-shadow .18s ease;
}
.security-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
.security-card h3 { display: flex; align-items: center; gap: 12px; font-size: 1.02rem; }
.security-card p { color: var(--muted); font-size: .93rem; margin: 0; }

.section--secure {
  position: relative;
  background:
    repeating-linear-gradient(180deg, rgba(15, 45, 82, .045) 0 1px, transparent 1px 44px),
    linear-gradient(180deg, var(--surface-2), #FFFFFF);
}

/* ---------- reviews ---------- */

.section--reviews {
  position: relative;
  background:
    radial-gradient(220px 160px at 8% 14%, rgba(62, 193, 211, .16), transparent 70%),
    radial-gradient(260px 200px at 92% 82%, rgba(200, 16, 46, .08), transparent 70%),
    radial-gradient(180px 140px at 78% 10%, rgba(62, 193, 211, .13), transparent 70%),
    var(--bg);
}
.reviews-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}
.review-card {
  display: flex;
  flex-direction: column;
  gap: 12px;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow-sm);
  padding: 22px;
  transition: transform .18s ease, box-shadow .18s ease;
}
.review-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
.review-card__head { display: flex; align-items: center; gap: 13px; }
.review-card__name { font-family: var(--font-display); font-weight: 700; color: var(--navy); font-size: .98rem; }
.review-card__role { color: var(--muted); font-size: .84rem; }
.review-card__stats { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 2px; }
.review-stat {
  font-size: .8rem;
  font-weight: 600;
  color: var(--navy);
  background: var(--surface-2);
  border-radius: 999px;
  padding: 4px 11px;
}
.review-stat--profit { background: var(--ok-tint); color: var(--ok); }
.review-card p { color: var(--muted); font-size: .93rem; margin: 0; }
.reviews-note { font-size: .82rem; color: var(--muted); margin-top: 18px; }

.avatar {
  position: relative;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 54px;
  height: 54px;
  flex: none;
  border-radius: 50%;
  background: #E2E9F4;
  border: 2px solid rgba(200, 16, 46, .55);
  color: var(--navy);
}
.avatar .icon { width: 27px; height: 27px; }

/* ---------- company block ---------- */

.company-grid {
  display: grid;
  grid-template-columns: 1.05fr 1fr;
  gap: clamp(24px, 4vw, 56px);
  align-items: start;
}
.company-facts { list-style: none; padding: 0; margin: 18px 0 0; }
.company-facts li {
  display: flex;
  align-items: flex-start;
  gap: 11px;
  color: var(--muted);
  font-size: .95rem;
  padding: 9px 0;
  border-bottom: 1px dashed var(--border);
}
.company-facts .icon { color: var(--sea-deep); margin-top: 2px; }
.company-facts strong { color: var(--navy); }

.company-cards {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
}
.company-card {
  display: flex;
  align-items: center;
  gap: 14px;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow-sm);
  padding: 18px;
  color: var(--navy);
  font-weight: 700;
  font-size: .95rem;
  transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease;
}
.company-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); border-color: var(--sea); color: var(--navy); }
.company-card__label { display: block; }

/* ---------- advantages ---------- */

.adv-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 18px;
}
.adv-card {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 16px;
  align-items: start;
  background: var(--surface);
  border: 1px solid var(--border);
  border-left: 4px solid var(--sea);
  border-radius: var(--radius);
  box-shadow: var(--shadow-sm);
  padding: 22px;
  transition: transform .18s ease, box-shadow .18s ease;
}
.adv-card:nth-child(even) { border-left-color: var(--accent); }
.adv-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
.adv-card h3 { font-size: 1.02rem; margin-bottom: 6px; }
.adv-card p { color: var(--muted); font-size: .93rem; margin: 0; }

/* ---------- FAQ ---------- */

.faq-list { max-width: 820px; }
.faq-item {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow-sm);
  margin-bottom: 12px;
  overflow: hidden;
  transition: box-shadow .18s ease;
}
.faq-item[open] { box-shadow: var(--shadow-md); }
.faq-item summary {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  padding: 16px 20px;
  font-family: var(--font-display);
  font-weight: 700;
  color: var(--navy);
  cursor: pointer;
  list-style: none;
  font-size: 1rem;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary:hover { color: var(--accent); }
.faq-item summary .icon { color: var(--accent); transition: transform .18s ease; }
.faq-item[open] summary .icon { transform: rotate(45deg); }
.faq-item__body { padding: 0 20px 18px; color: var(--muted); font-size: .95rem; }
.faq-item__body p { margin: 0; }

/* ---------- waves and dividers ---------- */

.wave-sep { line-height: 0; background: transparent; }
.wave-sep svg { width: 100%; height: clamp(26px, 4vw, 48px); display: block; }

.band-navy { background: var(--navy); color: #D7E3F2; }
.band-navy h2, .band-navy h3 { color: #fff; }
.band-navy p { color: #B9CBE2; }

/* ---------- content page primitives ---------- */

.prose { max-width: 820px; }
.prose h2 { margin-top: 1.6em; }
.prose h3 { margin-top: 1.3em; }
.prose p, .prose li { color: var(--muted); }
.prose p strong, .prose li strong { color: var(--ink); }

.doc-layout { display: grid; grid-template-columns: minmax(0, 1fr); gap: 8px; }

.cards-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
  margin: 18px 0 8px;
}
.cards-grid--two { grid-template-columns: repeat(2, 1fr); }
.info-card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow-sm);
  padding: 22px;
  transition: transform .18s ease, box-shadow .18s ease;
}
.info-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
.info-card h3 { display: flex; align-items: center; gap: 12px; font-size: 1rem; }
.info-card p { color: var(--muted); font-size: .93rem; margin: 0; }
.info-card .icon-badge { width: 42px; height: 42px; }

.check-list { list-style: none; padding: 0; }
.check-list li { display: flex; gap: 10px; align-items: flex-start; color: var(--muted); }
.check-list .icon { color: var(--ok); margin-top: 3px; }

.note-box {
  background: var(--sea-tint);
  border: 1px solid #CBE9F0;
  border-radius: var(--radius);
  padding: 16px 20px;
  font-size: .93rem;
  color: #14697A;
}
.note-box--warn { background: var(--accent-tint); border-color: #F2D2D8; color: #8F2233; }
.note-box p { margin: 0; color: inherit; }

.callout-band {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  background: var(--navy);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  padding: clamp(22px, 3.4vw, 36px);
}
.callout-band h2 { color: #fff; margin: 0 0 6px; font-size: 1.4rem; }
.callout-band p { color: #B9CBE2; margin: 0; max-width: 44em; }

/* ---------- map ---------- */

.map-embed {
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  overflow: hidden;
  max-width: 860px;
  aspect-ratio: 16 / 9;
  min-height: 320px;
  background: var(--surface-2);
}
.map-embed iframe { width: 100%; height: 100%; border: 0; display: block; }

/* ---------- contact ---------- */

.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(24px, 4vw, 48px); align-items: start; }
.contact-cards { display: grid; gap: 14px; }

/* ---------- footer ---------- */

.site-footer { background: var(--navy); color: #B9CBE2; margin-top: 0; }
.site-footer .container { padding-top: clamp(40px, 5vw, 60px); padding-bottom: 26px; }
.footer-top {
  display: grid;
  grid-template-columns: 1.25fr .8fr 1fr .9fr;
  gap: clamp(20px, 3vw, 40px);
  padding-bottom: 34px;
  border-bottom: 1px solid rgba(255, 255, 255, .12);
}
.footer-brand__note, .footer-brand__addr { font-size: .88rem; }
.footer-brand__mail { margin: 10px 0 6px; }
.footer-brand a { color: #fff; }
.footer-brand a:hover { color: var(--sea); }
.footer-brand .icon { color: var(--sea); }
.logo--footer .logo__word { color: #fff; }

.footer-col h3 {
  color: #fff;
  font-size: .92rem;
  letter-spacing: .05em;
  text-transform: uppercase;
  font-weight: 700;
}
.footer-col ul { list-style: none; padding: 0; margin: 0; }
.footer-col a {
  display: inline-block;
  color: #B9CBE2;
  font-size: .9rem;
  padding: 4px 0;
}
.footer-col a:hover { color: #fff; }

.footer-colwrap { display: grid; gap: clamp(20px, 3vw, 40px); }

.footer-disclaimer { padding: 26px 0; border-bottom: 1px solid rgba(255, 255, 255, .12); }
.footer-disclaimer h2 { color: #fff; font-size: .95rem; text-transform: uppercase; letter-spacing: .05em; }
.footer-disclaimer p { font-size: .8rem; line-height: 1.7; color: #9FB4CE; margin: 8px 0 0; }
.footer-bottom {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 10px;
  padding-top: 20px;
  font-size: .82rem;
  color: #9FB4CE;
}

/* ---------- urgency strip + special offer ---------- */

.urgency-strip {
  background: linear-gradient(90deg, var(--accent) 0%, #A50D26 55%, var(--navy) 100%);
  color: #fff;
  font-size: .84rem;
  font-weight: 600;
}
.urgency-strip .container {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 8px 26px;
  padding-top: 9px;
  padding-bottom: 9px;
}
.urgency-strip span { display: inline-flex; align-items: center; gap: 7px; }
.urgency-strip .dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #fff;
  box-shadow: 0 0 0 3px rgba(255, 255, 255, .28);
}

.so-hero { position: relative; overflow: clip; }
.so-countdown {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin: 16px 0 6px;
}
.cd-seg {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 58px;
  padding: 10px 8px;
  background: var(--navy);
  color: #fff;
  border-radius: var(--radius-sm);
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 1.7rem;
  letter-spacing: .04em;
  box-shadow: var(--shadow-md);
  font-variant-numeric: tabular-nums;
}
.cd-seg--cs { background: var(--accent); }
.cd-sep { font-family: var(--font-display); font-weight: 800; font-size: 1.5rem; color: var(--navy); }

.cta-band {
  background:
    radial-gradient(600px 300px at 12% 0%, rgba(62, 193, 211, .35), transparent 60%),
    var(--navy);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  padding: clamp(28px, 4vw, 46px);
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}
.cta-band h2 { color: #fff; margin-bottom: 6px; }
.cta-band p { color: #B9CBE2; margin: 0; max-width: 40em; }

.so-modal {
  position: fixed;
  inset: 0;
  z-index: 300;
  display: none;
  align-items: center;
  justify-content: center;
  padding: 20px;
  background: rgba(15, 45, 82, .62);
  backdrop-filter: blur(4px);
}
.so-modal.is-open { display: flex; }
.so-modal__card {
  position: relative;
  width: min(480px, 100%);
  background: var(--surface);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  padding: 30px 28px 28px;
  text-align: center;
}
.so-modal__close {
  position: absolute;
  top: 12px;
  right: 12px;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  border: 1px solid var(--border);
  background: var(--surface);
  color: var(--navy);
  font-size: 1.15rem;
  cursor: pointer;
  transition: background .15s ease;
}
.so-modal__close:hover { background: var(--accent-tint); }
.so-modal__art { color: var(--sea-deep); margin: 6px auto 4px; }
.so-modal__art svg { width: 120px; height: 84px; }
.so-modal h3 { font-size: 1.5rem; margin: 10px 0 8px; }
.so-modal p { color: var(--muted); font-size: .95rem; }
.so-modal .btn { margin-top: 14px; }
.so-modal .so-countdown { margin: 14px 0 0; }
.so-modal .cd-seg { min-width: 52px; font-size: 1.4rem; padding: 8px 6px; }

/* ---------- 404 ---------- */

.error-page { text-align: center; padding: clamp(60px, 9vw, 120px) 0; }
.error-page__code {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: clamp(4.4rem, 12vw, 7.5rem);
  line-height: 1;
  color: var(--sea);
  letter-spacing: -.02em;
}
.error-page h1 { margin-top: 8px; }

/* ---------- scroll reveal ---------- */

.reveal { opacity: 0; transform: translateY(10px); transition: opacity .5s ease, transform .5s ease; }
.reveal.is-visible { opacity: 1; transform: none; }

/* ---------- ticker spacing ---------- */

.ticker-row { border-bottom: 1px solid var(--border); background: var(--surface); }

/* ---------- responsive ---------- */

@media (max-width: 1080px) {
  .steps-grid { grid-template-columns: repeat(2, 1fr); }
  .security-grid, .reviews-grid, .cards-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-top { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 768px) {
  .main-nav { display: none; }
  .header-cta { display: none; }
  .nav-toggle { display: inline-flex; }
  .mobile-nav { display: block; }
  .hero__inner { grid-template-columns: 1fr; }
  .hero__copy { display: contents; }
  .hero__inner { display: flex; flex-direction: column; }
  .hero__inner h1 { order: 1; }
  .hero__form { order: 2; margin-top: 14px; max-width: 560px; }
  .hero__lead { order: 3; }
  .hero__meta { order: 4; }
  .hero__badges { order: 5; }
  .hero__chart { display: none; }
  .page-hero__inner { grid-template-columns: 1fr; }
  .company-grid, .contact-grid { grid-template-columns: 1fr; }
  .adv-grid { grid-template-columns: 1fr; }
}

@media (max-width: 480px) {
  .security-grid, .reviews-grid, .cards-grid, .cards-grid--two,
  .company-cards, .steps-grid { grid-template-columns: 1fr; }
  .footer-top { grid-template-columns: 1fr; }
  .footer-colwrap { grid-template-columns: 1fr; }
  .urgency-strip .container { flex-direction: column; gap: 4px; text-align: center; }
  .cd-seg { min-width: 50px; font-size: 1.35rem; }
}

/* ---------- reduced motion ---------- */

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after {
    animation-duration: .01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: .01ms !important;
  }
  .reveal { opacity: 1; transform: none; }
}

/* testimonial photos: fill the avatar badge edge to edge */
.avatar img { width: 100%; height: 100%; border-radius: inherit; object-fit: cover; display: block; }

/* Production form widget integration: the beacon formFactory randomizes its
   field class names and leaves input colors to the page. These structural
   rules theme every input inside our form containers, covering both the
   page forms and the calculator modal, with this site's palette. */
.form-block input[type="text"], .form-block input[type="email"], .form-block input[type="tel"],
.form-block input[type="password"], .form-block select,
.calc-modal__content input[type="text"], .calc-modal__content input[type="email"],
.calc-modal__content input[type="tel"], .calc-modal__content input[type="password"],
.calc-modal__content select {
  background: var(--bg);
  color: var(--ink);
  border: 1.5px solid var(--border);
  border-radius: 6px;
}
.form-block input::placeholder, .calc-modal__content input::placeholder { color: var(--muted); }
.form-block input:focus, .calc-modal__content input:focus { outline: none; border-color: currentColor; }
.form-block .iti__country-list, .calc-modal__content .iti__country-list {
  background: var(--bg);
  color: var(--ink);
  border: 1px solid #E1E5F0;
  border-radius: 6px;
  margin-top: 4px;
  box-shadow: 0 12px 32px rgba(0, 0, 0, 0.22);
}
.form-block .iti__country:hover, .calc-modal__content .iti__country:hover,
.form-block .iti__highlight, .calc-modal__content .iti__highlight { background: var(--accent-tint); }
.form-block .iti__selected-flag, .calc-modal__content .iti__selected-flag { background: transparent; }
.form-block .iti__selected-dial-code, .calc-modal__content .iti__selected-dial-code { color: #777777; }


.tv-ticker-wrapper {
    padding-top: 0 !important;
    height: 58px !important;
}